Covid – 19 Precautions

In line with government recommendations we have elected to commence working away from the office from today.  I’m sure many of you will be doing the same. Please contact us on the usual email addresses, [first name]@hjscott.co.uk directly in the first instance if possible, rather than via the telephone until further notice. If you prefer to discuss things over the phone, just ask in your email and we will call you back.

business as usual plan

Our business has been fully cloud based since 2011. It has allowed me personally to work everyday day, irrespective of whether I was in the office or not. I do not see any changes being required to comply with any future home lock-down which could arise. The only real difference will be that the team will be conversing via FaceTime rather than face to face. Our operation can function via either broadband or the mobile telephone network.

We will be calling into the office once a day to pick up any post.

Continue reading “Covid – 19 Precautions”

Another Tax Year

2018/2019 Tax Year

So as we draw to the end of this Tax Year, we start to plan for the next one. Last year we topped up our clients’ ISA accounts from their General accounts very early in the Tax Year. This year we intend to do the same where possible, so stand by to see share sales being made if you own both a General & ISA account.

If you usually top up your ISA from other savings, then we are ready when you are. Simply speak to Melissa and she will do the rest to make the top up as simple as possible. There is no time like the present as it will not have escaped many of you that our investments are currently worth a little less than when they hit their recent peaks in February. Continue reading “Another Tax Year”

Live like a Billionaire

A couple of weeks ago I talked about how the Apple iPhone was 10 years old and how all our lives have changed over that period. A couple of days ago the latest versions were launched. Now Apple as a company is currently worth over $800 billion, analysts predict the new products will take the valuation above $1 trillion. This year we have made around 40% on our Apple shares.

It got me thinking….
QUESTION: What do we have in common with individuals who are worth billions?

We would think we have very little that we share. But think again. If our definition of a Billionaire is of someone who can own the absolute best of everything, well we probably own some of the exact same things. Here’s what would be on my list. Continue reading “Live like a Billionaire”

The iPhone is 10 years old.

Marmite

I love Marmite. Maybe that’s why I have chosen Unilever as one of the shares we own. Maybe; but I think the real reason is Unilever’s product range is aimed squarely at females. Over 80% of their product range is bought by women. On the whole us men buy very little, women make 93% of all buying decisions in couples.

But we guys do buy gadgets.

WARNING! If you are not a fan of Apple, or even a little curious about them, then you are now excused. Free to go about your daily business once again.

The iPhone

I love the iPhone. Maybe that’s why we all own Apple shares within our Legal & General Global Technology index Fund. Maybe; but I think the real reason is Apple’s product range is aimed squarely at every man, woman and child on Earth. Continue reading “The iPhone is 10 years old.”

Charlie

Our new team member

If you have had a review meeting at the office recently you will have already met Charlie.

Her qualifications

A year ago she graduated from Loughborough University in History and International Relations, followed just recently by the completion of a 12 month Graduate Diploma in Law. Both her International Relations degree and her Law degree contained huge sections on the European Union, both of which are particularly relevant to the U.K.’s current economic position. Continue reading “Charlie”