A quick game of opposites

I say black, you say?… Hopefully you said white.

I say big, you say?… Small is my guess. You remember the children’s game.




I’m sure you are getting this. Get ready.


What is the opposite to risk? If you said no-risk then no points I’m afraid.

Continue reading “Opposites”

Five Year Plan

The winds of change

Just occasionally, things suddenly look better than they did before. And it shows. If you have logged into Nucleus recently, (and once again I urge all of those who don’t log in to start right now) you will have seen that valuations are suddenly climbing. This isn’t pushing them to over-valued territory, it’s simply a catch up.

In a short week the Yanks have agreed to talk turkey (festive pun) with the Chinese and the UK General Election delivered a resounding blow to those who threatened to replace Capitalism with something akin to Marxism. Now I’m not going to get political, but it became clear that anyone who had built up any life savings at all would have been on John & Jeremy’s hit list.

These events, along with resolved bank liquidity issues in the US have given global stock markets a welcome upward tailwind. In the US, recession has been averted it seems, so its full steam ahead once again. And boy do UK shares look cheap in the eyes of US investors.

Continue reading “Five Year Plan”

What is a will?

My first blog post

When dad asked me to write this blog, I must admit that it made me extremely nervous. I started to ask myself:
‘Will anyone read it?’,
‘Why would anyone care what I have to say?’ and
‘What can I even write about?’.

I have only been here full time for a few weeks since the end of my exams. Over the past few months I’ve met a small number of clients whilst helping to draft their wills and LPAs (Lasting Powers of Attorney), but I haven’t started to get involved with the ‘financial side’ of things. This makes writing a blog hard when the ‘financial side’ is pretty much the whole of what H J Scott & Co is.

So I have decided to write this blog on a subject of which I do have knowledge…wills; and in true Scott style I will describing them in an odd way, relating them to something completely random but it will all make sense in the end (hopefully). So here goes… a will is like a recipe from a cookbook. Continue reading “What is a will?”

4 Weeks to Christmas

Where does the time go?

Hasn’t this year flown! They say the older you become the faster time goes. Now we all know that time doesn’t speed up, it’s one of the few constants we have, but just 4 weeks to Christmas already. That’s ridiculous.

I hope 2017 has been good to you and your family so far this year. I know there’s not much to cheer about in the news at the moment, but that shouldn’t stop us from enjoying the rest of our year. I’m sure the world’s politicians don’t care about us, so why do we spend so much time worrying about what they are going to say or do next? We are investors. We invest for a lifetime during which there will undoubtedly be other “Trump and Brexit” equivalents to worry about in the short term. But in the long term, our lifetimes, our investments grow and always have done. Continue reading “4 Weeks to Christmas”

Día de Muertos

Spectre (2015)

Many of you will recognise the photo above from the opening action sequence of Spectre (2015). Now James Bond is known for his immaculate sartorial elegance, but let’s hope that wasn’t a Tom Ford suit that was painted over at a cost of $4000 a go.

Day of the Dead

Day of the Dead (Spanish: Día de Muertos) is a Mexican holiday celebrated throughout Mexico, and by people of Mexican ancestry living in other places, especially the United States. It is acknowledged internationally in many other cultures. The multi-day holiday focuses on gatherings of family and friends to pray for and remember friends and family members who have died, and help support their spiritual journey. Continue reading “Día de Muertos”