October 2018 Investment Review

Early Sunday morning saw the first signs of a light frost. It’s a harsh reminder that summer is officially over. I believe that there is a further warm spell on it’s way so Autumn could still yield a surprise or two yet.

When the leaves start to fall, it signals to me that it’s the time of the year where some serious investment decisions need to be made. October generally holds a few surprises, but then global markets usually start to rise from here.

Before I talk about our future direction, its worthwhile to describe what has happened so far this year.

Weather-wise this has been a record summer.
Investment-wise it hasn’t been as memorable.

In Brexit pre-occupied Great Britain, we believe much of the UK’s investment performance is driven by the negotiations held with the EU. “It’s all about us”. It isn’t. We are not the centre of the world’s investing public. Continue reading “October 2018 Investment Review”

(Un-)Happy Anniversary

Every Man and His Dog

It has already started. Stories about financial crashes and credit crunches. You see, the 10th Anniversary of the Great Financial Crisis is upon us this month.

Lehman Brothers collapse was the start of the Credit Crunch, the Stock Market Crash and the Quantitive Easing that ensued. So be prepared for article after article and wall to wall expert commentary focussing on what went wrong 10 years ago. But be prepared for the inevitable doom-mongers stating that 10 years on, it’s about to happen again.

I had to laugh when I heard Gordon Brown’s recent comments that the “End is nigh!”. Strange really, the meltdown happened on his watch and he didn’t see it coming back then when it was his job. I remember him saying the days of boom and bust are over prior to the biggest bust in living history. Continue reading “(Un-)Happy Anniversary”

Let’s Be Careful Out There

I’m going to ask you to text me your mobile number at the end of this security blog. It’s important. So if you don’t have time to read it in full now, please drop to the bottom now to find the number to text me on.

Isn’t the internet wonderful?

I had “Let’s be careful out there” in my head as the perfect title for this next blog, but couldn’t remember exactly where I had heard it before. So I decided to “Google it”. Except I don’t use Google any more Continue reading “Let’s Be Careful Out There”

What is a will?

My first blog post

When dad asked me to write this blog, I must admit that it made me extremely nervous. I started to ask myself:
‘Will anyone read it?’,
‘Why would anyone care what I have to say?’ and
‘What can I even write about?’.

I have only been here full time for a few weeks since the end of my exams. Over the past few months I’ve met a small number of clients whilst helping to draft their wills and LPAs (Lasting Powers of Attorney), but I haven’t started to get involved with the ‘financial side’ of things. This makes writing a blog hard when the ‘financial side’ is pretty much the whole of what H J Scott & Co is.

So I have decided to write this blog on a subject of which I do have knowledge…wills; and in true Scott style I will describing them in an odd way, relating them to something completely random but it will all make sense in the end (hopefully). So here goes… a will is like a recipe from a cookbook. Continue reading “What is a will?”