Many Happy Returns
This month we celebrate our fourth complete year of managing our portfolios using our discretionary permissions. It’s great that for most of us, this valuation will be the highest valuation we have seen. Throughout the period we have taken the opportunity that being able to change investment direction quickly has presented to us.
I’m not going to describe blow by blow how we achieved it, instead here are just our 4 year results. To put them in context remember
- 7.18% p.a. would double your savings every 10 years.
- The FCA caps the investment illustration rates at 1.50%, 4.50% & 7.50% before charges.
- Our annual returns shown below are after we have deducted our 1% p.a. and 0.35% p.a. for Nucleus.
But chiefly today I want to describe what comes next. Continue reading “October 2016 Investment Review”