We are getting very close to the end of the tax year. Anything done in the next 12 working days falls within the 2012/13 Tax Year. After that we are looking at the new tax year.
Last year I wrote about the importance of using your ISA allowance. It’s probably worth re-reading it because nothing has changed. It was titled, That is illogical captain.
ISAs are flexible. Unlike products which lock you into high fixed monthly savings, ISAs are a tax-free wrapper into which you can invest spare cash as it becomes available. You can choose from the discipline of investing a low-ish amount each month, but you can also enjoy the freedom of being able to supplement your account whenever you want. Continue reading “Twelve working days to go”