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This blogs talk about financial products. A product is traditionally the way companies have taken copious charges from the underlying investment. Not anymore, now we are in a fee-only world. Some of the analogies used should be taken with a pinch of salt but I hope they are entertaining. It is important you understand these blogs do not offer advice. Please read our Terms & Conditions and Privacy Policy
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I recently attended the FSA’s retail conduct risk outlook. It was interesting that the perceived risks were coming mainly from the banks. Most of the slides will be of no interest but I would like to show you the one above.
It makes miserable viewing if you are a traditional life & pensions company. Any guesses where it has gone since 2009? Continue reading “The Slow Death Of The Life Companies”