There is a revolution about to occur in financial services. Over 17,000 financial advisers have disappeared from the industry over the last two years and a further 20,000 are likely to join them over the next year. The number of financial advisers will have halved. The Financial Services Authority has master-minded these changes over the last six years and from 31st December 2012 new higher standards will be in place. For many it has proved impossible to up their game. Continue reading “The Retail Distribution Review”